Inflation-Adjusted SIP Calculator

See what your SIP's final value is really worth, after taking inflation into account.

How it is calculated

A real rate of return is calculated using the Fisher equation.

That real rate is used to project the SIP's value in today's purchasing power.

Formula

Real rate: (1 + nominal rate) ÷ (1 + inflation) − 1

Frequently asked questions

Why is the inflation-adjusted value lower than the nominal value?

The normal figure is the actual rupee amount you will get in the future. But inflation reduces what that money can buy. The inflation-adjusted figure shows what that amount is really worth in today's money.