See how much a SIP could grow to, if you increase your monthly amount every year — just like how most people's income grows over time.
The monthly SIP amount increases by your chosen percentage at the start of each year.
Each year's contributions compound for their own remaining time until maturity.
Each year: Monthly SIP × (1 + step-up%)
Why step up a SIP instead of keeping it flat?
As your income grows, a fixed SIP becomes a smaller part of your earnings. Increasing it along with your income helps you build a much larger fund, without the increase feeling hard.